A trustworthy locksmith gives you the all-in total on the phone before anyone drives out, is licensed by the Texas Department of Public Safety and insured, and uses one business name on the phone, the van, the invoice and the listing.
Walk away from a suspiciously low show-up price, a refusal to quote, cash-only demands or talk of drilling in the first minute, since most standard residential locks open without drilling. Apex Locksmith Pros, a mobile locksmith based in McKinney, holds Texas license #B31197901, is insured and quotes a flat total before dispatch with no call-out fee. The checklist below works for any company you call around McKinney, so you can vet a locksmith while you're still on the phone.
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In this guide (6 sections)
Why locksmith scams work so well
The scam follows a simple script. A company advertises a low rate, often $19 or $29 to show up. A tech arrives, takes one look, and says your lock is "high security" or "special" and needs to be drilled out. The bill jumps to $300 or more, payable in cash, before they'll hand back your keys.
It works because you're under pressure. You're cold, late for work, or worried about your kids inside. The fix is to slow down for two minutes and ask the questions below before anyone touches your door. A legitimate locksmith expects those questions and answers them without flinching.
Check the basics before they show up
Run through this quick list while you're still on the phone or browsing. It filters out most of the bad actors fast.
- A local 469/214/972/945 number and a clearly named service area, not just a national 800 line that routes calls to whoever's closest.
- A consistent business name. If the phone is answered with a vague "locksmith services," that's a flag. Real companies say their name.
- Licensed and insured. In Texas, locksmiths are licensed by the Texas Department of Public Safety. Ask for the company name and confirm it matches.
- Reviews that mention specific neighborhoods and real situations, not just generic one-liners. Look for Plano, Frisco, Allen, and McKinney mentions if that's where you are.
- A marked vehicle and a tech who can show ID when they arrive.
Get the price in writing first
Before anyone drives out, ask for a flat or all-in estimate, not just a service-call fee. Say it plainly: "What's the total to get me back in, including the trip and labor?" A trustworthy shop gives you a range on the spot and explains what could change it.
Be direct about extras. Ask whether the price changes if they have to drill the lock, and push back if drilling comes up fast. Most standard residential locks, including common Kwikset and Schlage deadbolts, can be picked or bypassed by a skilled tech without destroying anything. Drilling should be a last resort, not the opening move. If the quote on the phone and the price at your door don't match, you don't owe them for work you didn't agree to.
What fair pricing looks like
Honest numbers vary by job and hardware, so compare published starting prices rather than teaser ads. For reference, Apex Locksmith Pros starts house lockouts from $110+, car lockouts from $95+ and rekeying from $35+ per cylinder, with the flat total quoted before dispatch. Higher-security brands like Medeco or Mul-T-Lock cost more because the parts and keys cost more.
Car keys are their own category. A simple non-chip key is the cheap end, but most cars built in the last 20 years use a transponder chip or a proximity (push-to-start) fob that has to be cut and programmed to your vehicle's VIN. At Apex, programming starts from $129+ and all-keys-lost replacement from $129+, depending on the make and the fob. A pro will tell you the year, make, and model matters and may ask for your VIN, which is normal. Anyone quoting one flat price for "any car key" sight unseen is guessing.
Red flags to walk away from
Trust your gut if you see any of these. They almost always travel together.
The phone price is suspiciously low ($15 to $29 to show up). They won't give any estimate over the phone. They demand cash only and won't take a card. They show up in an unmarked car with no uniform or ID. They start talking about drilling your lock within the first minute. They pressure you to decide right now. Any one of these is a reason to pause. Two or more, and you should send them away. You can say no and call someone else, even after they've arrived, as long as you haven't agreed to and received work.
Pick your locksmith before you need one
The smartest move is to find a locksmith you trust while you're calm, then save the number. Lockouts and broken keys never happen at a convenient moment, and a stressful one is the worst time to start vetting strangers on the internet.
Spend ten minutes now. Find a local, licensed, insured shop that serves your area, reads well in reviews from real neighbors, and gives clear pricing over the phone. Put the number in your contacts under "Locksmith." When you get locked out of your house in Frisco or your fob dies in a McKinney parking lot, you'll already know exactly who to call, and you'll know roughly what it should cost.
Key takeaways
- Scammers bait with a $19 to $29 show-up fee, then balloon the bill at your door and demand cash. Get the all-in total before anyone drives out.
- Confirm a real local number, a consistent business name, and that the company is licensed and insured in Texas before you book.
- Drilling a lock should be a last resort. Most Kwikset and Schlage residential locks can be picked or bypassed without damage.
- Car key prices depend on year, make, model, and fob type (transponder or push-to-start). One flat price for 'any car key' sight unseen is a guess.
- Find and save a trusted local locksmith while you're calm, so you're not vetting strangers in the middle of a stressful lockout.
